1.1 This website is owned and operated by Cornerstone Economic Research CC. All material and photographs featured on this website are original and are the property of Cornerstone Economic Research CC unless otherwise stated. These images are protected by local and international copyright law.

1.2 Users may download, print and distribute content from this site so long as they credit Cornerstone Economic Research CC. Users may not reprint or use any of the material for commercial uses such as textbooks unless express permission is given.

1.3 All the content, trademarks and data on this website, including but not limited to images, software, databases, text, graphics, icons, hyperlinks, private information, designs and agreements are the property of Cornerstone Economic Research CC and as such are protected from infringement by local and international legislation and treaties.


In the event that you reproduce, display, transmit, distribute or otherwise exploit the photographs or prints, or any portion thereof, in any manner not authorised by Cornerstone Economic Research CC, or if you otherwise infringe any intellectual property rights relating to the photographs, prints or this website, you agree to indemnify and hold Cornerstone Economic Research CC harmless against any losses, expenses, costs or damages, including reasonable attorneys' fees, incurred by them as a result of unauthorised use of the information, photographs or prints and/or your breach of this terms of this Agreement.


3.1 Your right to privacy and security is very important to us. Cornerstone Economic Research CC treats personal information obtained through the use of this website as private and confidential and is committed to providing you with secure access to our online service. The personal information is used by Cornerstone Economic Research CC solely for the purpose of facilitating a consultant/client relationship.

3.2 This site collects private information from users and such information shall not be disclosed to any third party unless agreed upon between the user and Cornerstone Economic Research CC or through due legal process.

3.3 Users agree that Cornerstone Economic Research CC may, from time to time communicate with users.

3.4 When a user visits cornerstonesa.net, or sends e-mails to Cornerstone Economic Research CC such user consents to receiving communications from Cornerstone Economic Research CC electronically and agrees that all agreements, notices, disclosures and other communications sent by Cornerstone Economic Research CC satisfy any legal requirements, including but not limited to, the requirement that such communications should be ‘in writing’.

3.5 This website uses tracking software to monitor its visitors to better understand how they use it. This software is provided by Google Analytics which uses cookies to track visitor usage. The software will save a cookie to your computer's hard drive in order to track and monitor your engagement and usage of the website, but will not store, save or collect personal information. You can read Google's privacy policy here for further information http://www.google.com/privacy.html.


4.1 Although this website only looks to include quality, safe and relevant external links, users are advised adopt a policy of caution before clicking any external web links mentioned throughout this website.

4.2 Cornerstone Economic Research CC cannot guarantee or verify the contents of any externally linked website despite their best efforts. Users should therefore note they click on external links at their own risk and Cornerstone Economic Research CC cannot be held liable for any damages or implications caused by visiting any external links mentioned.


5.1 Communication, engagement and actions taken through external social media platforms that Cornerstone Economic Research CC participates on are custom to the terms and conditions as well as the privacy policies held with each social media platform respectively.

5.2 Users are advised to use social media platforms wisely and communicate / engage upon them with due care and caution in regard to their own privacy and personal details. Cornerstone Economic Research CC will never ask for personal or sensitive information through social media platforms and encourages users wishing to discuss sensitive details to contact them through primary communication channels such as by telephone or email.

5.3 This website may use social sharing buttons which help share web content directly from web pages to the social media platform in question. Users are advised before using such social sharing buttons that they do so at their own discretion and note that the social media platform may track and save your request to share a web page respectively through your social media platform account.


The use of search technology, such as "web-crawlers" or "web-spiders", to search and gain information from this website is not permitted if such technology will result in slowing down this website or infringe the intellectual property rights of Cornerstone Economic Research CC.


7.1 This site is hosted, controlled and operated from the Republic of South Africa and therefore governed by South African law, subject to the terms of Public International Law.

7.2 In the event of any dispute of any nature whatsoever arising between the parties on any matter provided for in, or arising out of this agreement, the South African law will apply and the appropriate courts of South Africa will have jurisdiction.

7.3 It is expressly prohibited for any person, business, or entity to gain or attempt to gain unauthorised access to any information on this website, or to deliver or attempt to deliver any unauthorised, damaging or malicious code to this website. Any person who delivers or attempts to deliver any unauthorised, damaging or malicious code to this website or attempts to gain unauthorised access to any page on this website shall be held criminally liable, and in the event that Cornerstone Economic Research CC should suffer any damage or loss, civil damages will be claimed.


Cornerstone Economic Research CC reserves the right to make changes to this website, this Agreement, and the other information contained in this website at any time and without notice. Please refer to these terms and conditions when you visit the site as they may change from time to time.


Users may contact us by e-mail at the following address: This email address is being protected from spambots. You need JavaScript enabled to view it.